1. Insurance Credits
Many homeowners don’t realize that there are numerous credits available to them which can result in sizeable savings. Credits related to Fire and Burglar Alarms, Being A Non-Smoker, Loss Free Credit, Security Cameras, New Home Discounts, Combination Discounts (Bundling Home and Auto), Generator ownership, and Freeze Alarms, are potential areas for savings, and your agent should be asking if any of these credits apply to you.
2. Annual Insurance Review
When was the last time you had your agent review your insurance policy with you? If your answer is, “Huh?” or “I don’t know,” this is bad. An annual review helps to ensure your home is valued correctly, and minimizes the risk of you overpaying for coverage you might not need. Additionally, these yearly reviews are times when your and your agent can discuss the size of your deductible to compare the difference between, for example a $1,000 or $2,000 deductible; you will be surprised at how much small adjustments like this might save you.
3. Insurance Carrier
To discuss the above and more in order to determine how you can save money on your homeowner’s insurance, sign up for a Personalized Free, No Commitment Insurance Review.